The more you know about our
home loan program, the more you will realize how little "red tape" there really
is in getting a VA loan. These loans are often made without any down payment at all, and
frequently offer lower interest rates than ordinarily available with other kinds of loans.
Aside from the veteran's certificate of eligibility and the VA-assigned appraisal, the
application process is not much different than any other type of mortgage loan. And if the
lender is approved for automatic processing, as more and more lenders are now, a buyer's
loan can be processed and closed by the lender without waiting for VA's approval of the
Additionally, if the lender is approved
under VA's Lender Appraisal Processing Program (LAPP), the lender may review the appraisal
completed by a VA-assigned appraiser and close the loan on the basis of that review. The
LAPP process can further speed the time to loan closing.
5 Steps to a VA Loan
Obtaining a VA Loan
Had a VA Loan
How to Get a VA Loan
What Can a
VA Loan be used for?
Eligible for a VA Loan?
Frequently Asked Questions -